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Penfed Platinum Rewards Visa Card
Key Features
Earn 5 points per dollar spent on gas purchases
Earn 3 points per dollar spent on supermarket purchases
Earn 1 point per dollar spent on all other purchases
No annual fee
No foreign transaction fee
Earn 5,000 points upon first purchase with the card
Earn an additional 20,000 points when you spend $1,000 in the first 3 months of opening the Card - that's equal to $200 toward the reward of your choice. I already have the Penfed Premium Travel Rewards card which I get 5 points per dollar on Airline Tickets. I will keep on charging my airline tickets on that card and when I get this one, charge my gas and supermarket purchases on this one. I have calculated that I can get a free International ticket just by charging my groceries on this card! The only bad thing is that one can't transfer points over to Airlines and one must use their booking tool. Also, you should only redeem your tickets with this card in low season since the number of points you need during high season is astronomical. Also, if you are only interested in Business or First Class tickets, then this card isn't for you. This card works well for people that are flexible in their travel dates and are interested in Economy tickets, since for example, one can redeem a $1,000 Economy ticket in low season for only 62,500 points. See chart below for details.
Ticket cost
$350 : 21,875pts
$500 : 31,250pts
$750 : 46,875pts
$1,000 : 62,500pts
$350 : 21,875pts
$500 : 31,250pts
$750 : 46,875pts
$1,000 : 62,500pts
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