Other Info to include on this spreadsheet is: card status, when cc was
approved, for how much your credit line is, your user name/password.
blue= spent required monies
red= need to still spend spending requirements
| Credit Card | Penfed Premium Travels Reward American Express | Chase Sapphire Preferred | Conti-nental One-pass Plus Master-card | United Mileage-Plus Explorer Card | Capital One Venture (Visa) | Citi Select® AA American Express® card | Citi Platinum Select AA Visa Signature Card |
| sign up bonus | 20,000 | 50,000 | 25K 1st purchase 5k to add 1 person to card 10,000 if spend $25K 1st year | same as Cont. | 25000 (now the bonus is only 10,000) | 75,000 (now the bonus is only 40,000 /50,000) | both Citi's the same |
| spend require-ment | $650 IN THE FIRST 3 MO | $3,000 IN THE FIRST 3 MO | $1 and order cextra card | same as Cont. | $1,000 in the first 3 mo | $4,000/ 6 months | $1,500/ 6 months |
| type of pro-gram | fixed, but sometime great deals! | transfer to most airlines 1:1 hotels etc.. Or buy thru ultimate rewards | Goes directly to Onepass/ Star Alliance | Goes directly to Mileage-Plus/ Star Alliance | Refund travel pur-chases placed on cc | One-world Partners | One-world Partners |
| foreign trans fees | 0 | 0 | 3% | 3% | 0 | 3% | 3% |
| cost of card | 0 | 95 after 1st yr. | 95 after 1st yr. | 95 after 1st yr. | 59 after 1st year | 85 after 1st year | 85 after 1st year |
| travel points | 5x | booking tool 3x | 2x | 2x | 2x | 1x | 1x |
| hotel | 1x | booking tool 2x | 1x | 2x | 2x | 1x | 1x |
| other | 1x | 1x | 1x | 1x | 2x | 1x | 1x |
| dining | 1x | 2x | 1x | 1x | 2x | 1x | 1x |
| miles expire | after 5 years | no | no | no | no | no | no |
| Other Info. | If spend 15k annually get 2 Compli-mentary VIP Member-ship in Airport Lounges World-wide | yearly bonus of 7% of all points you earned in the previous Year. 3X using their booking tool | no blackout dates 1st checked bag free priority boarding privelages 2 free passes to the united club per year | same as Cont. | can transfer miles to any account | Differen't rotating areas no blackout dates All miles earned (cc miles too) towards lifetime elite status | same as other Citi card |
